Is your admiral insurance claim taking too much time to process and settle? If yes, then you’re reading the right blog. In this blog post, we’ll dive into some successful tips to help you settle your admiral insurance claim quickly.
Making a car insurance claim is the process of recovering the cost of damages from the at-fault party. However, the claim settlement process is tedious, complicated and lengthy and may consume a huge chunk of your valuable time, leading to stress and frustration. Fortunately, there are a few steps you can take after a no-fault car accident to ensure quick and hassle-free settlement of your Admiral Insurance Claims.
Here are some top-saving tips to maximise the chances of your claim being resolved as soon as possible.
- Collect policy details
Time is the most precious thing after being involved in a car accident. So, you need to stay ahead by gathering your insurance policy details before contacting an accident management company. These details may include:
- Your insurance policy number
- Your vehicle information
- Date and time of the accident
- Details of the accident
- Police report
- Copy of your driving licence
- Medical report
- Photos or documentation
- Initiate the claim as soon as possible
Following a car accident, you must immediately report the accident to the accident management company and tell the details of the accident without missing out on any vital information. You must also share the details of your vehicle damages and injuries sustained.
- Keep detailed records
It’s crucial to maintain a detailed record of the car accident, including the medical bills, repair estimates, police report and all the essential evidence that you’ve collected from the accident scene. These documents are the building blocks of your admiral insurance claim and can help speed up the claims process.
- Provide accurate details
When filing the admiral insurance claim, make sure to provide accurate and complete information related to the accident. Providing misleading or incomplete information may result in the rejection of your claim.
- Determine the settlement amount
Evaluate your damages and decide the minimum amount of compensation that covers your losses and damages. Having a figure in mind can expedite your claims process. When initiating the claims process, you must include the proof of damages, injuries, medical bills or receipts of any other expenses you’ve incurred. The other party’s insurance company will review these proofs and speed up the claims process.
- Emphasise your strong points
When the negotiations begin, you must focus on the strongest points to support your admiral car insurance claim. For instance, you can highlight that you suffered severe injuries and the medical treatment was too expensive. You can also mention the emotional trauma you’ve suffered due to the no-fault accident. If your injury requires long-term treatment, you can describe its effect on your finances and work life. These emotional factors can be solid evidence for a quick and fair settlement.
- Negotiate for a fair settlement
If the settlement amount offered is too low, you must put forward a request mentioning why you deserve a higher settlement amount. Having adequate evidence, supporting documents, and appropriate reasons will propel the insurance company to agree to a fair settlement.
- Get the settlement in writing
Once both parties have reached the negotiation, you must ask for a written agreement of the claim settlement to ensure that you have valid proof of the agreement with all crucial details.
- Seek help from a solicitor
If you’re unable to secure a fair settlement, you must consider hiring a no-fault solicitor who can evaluate your claim, fast-track the negotiation process and help you secure maximum compensation for your losses and injuries.
These are some of the most amazing tips to ensure a smooth and hassle-free claims process. If you follow these tips, you can rest assured your admiral insurance claim will be settled in minimum time without any stress or hassle.
